Vision Insurance

GET VISION INSURANCE FOR $12.70 PER MONTH

WHY SHOULD I GET VISION INSURANCE?

Are vision plans worth it for everyone? You may think “no.” But yes, this type of insurance can benefit everyone. Also, your vision insurance may cover more than just you; it could also include your spouse and children.

Moreover, eye issues can be expensive to treat without insurance. Even the out-of-pocket costs to an optometrist or ophthalmologist (a medical doctor that performs surgeries and medical intervention on eyes) can be well over what you would pay for a year’s worth of monthly premiums.

WHAT DOES VISION INSURANCE COVER?

Regular health insurance covers costs associated with eye diseases or accidents, but it doesn’t cover the cost of “regular maintenance” for eye care, such as eye exams, glasses, or contacts. Vision insurance covers most of all the cost of an annual eye exam and comprehensive eye exams that are necessary to confirm or update prescriptions.

According to the National Eye Institute, over 65% of American adults use glasses, contacts, or both. If you fall in this category, vision insurance is definitely a good idea, and even if you don’t, vision insurance is still a good idea.

HOW MUCH ARE GLASSES IF YOU DON'T HAVE VISION INSURANCE?

The average cost of glasses without insurance is $242, according to statistics from VSP. That's for frames only. For basic, single lenses, it's $113. That means the total will run you on average about $351 for a complete pair of glasses if you don't have vision insurance.